Consumer: College students or private school students and their parents, grandparents or guardians.
The purpose of a student loan is to pay the school for an education as required.
Pros: Higher education, even at State colleges now days, costs the proverbial arm and leg. It is rare that a student or a family can pay the tuition, buy the books, and pay for room and board without the need of a loan even if the student has scholarships that will help defray some of the costs. Even full scholarships do not cover all of the costs of a college education.
Sometimes families save from the time a child is born to be able to afford his college education but the cost of a college education keeps going up and up...it far exceeds just the usual rate of inflation for everything else so the savings rarely cover the cost.
At Loan Web student loans can be applied for as well as be consolidated into one loan and one lower monthly payment.
Cons: There are no particular cons associated with a student loaned obtained through Loan Web, but be sure to compare interest rates from several lenders.
Guarantee: There is no guarantee that a student will in fact obtain a loan after he or she makes application through Loan Web.
Value for money: A 6% interest rate on a student loan is a good value and since there is no penalty for early payment, if a student or parent finds a cheaper loan rate, they can take it.
CJ
Thursday, July 05, 2007
Friday, June 22, 2007
Auto or Motorcycle Loan from Lending Tree.com
Auto or Motorcycle Loan from Lending Tree.com - Consumer: Car buyers or motorcycle buyers.
The purpose of an auto loan through Lending Tree is to find the lowest possible rate available for the person applying for the loan and the state in which they live.
Pros: Most of us need wheels. We need transportation in order to get to our jobs, run our errands and to use for pleasure. The problem is that lending institutions know that we have to have a car or a motorcycle so they really stick it to us on the lending rates for car or motorcycle purchases.
Lending Tree can help. When you fill out an application for an automobile or motorcycle loan on the Lending Tree Website, Lending Tree will provide you with four quotes for your loan. You can choose the offer with the lowest rate.
Cons: There are no particular cons associated with applying for an auto loan through Lending Tree. Actually a borrower can get the lowest possible rate in most cases.
Guarantee: Lending Tree does not, of course, offer a guarantee as such. What they do offer is a guarantee that they can find the lowest possible rate or they will pay you $500. This is a limited time guarantee but it does cover all kinds of loans that are made by Lending Tree.
Value for money: There is no way to access the value of this product. If Lending Tree can help to secure a lower rate than would otherwise have been obtained by a borrower, then the loan will be of good value.
CJ
The purpose of an auto loan through Lending Tree is to find the lowest possible rate available for the person applying for the loan and the state in which they live.
Pros: Most of us need wheels. We need transportation in order to get to our jobs, run our errands and to use for pleasure. The problem is that lending institutions know that we have to have a car or a motorcycle so they really stick it to us on the lending rates for car or motorcycle purchases.
Lending Tree can help. When you fill out an application for an automobile or motorcycle loan on the Lending Tree Website, Lending Tree will provide you with four quotes for your loan. You can choose the offer with the lowest rate.
Cons: There are no particular cons associated with applying for an auto loan through Lending Tree. Actually a borrower can get the lowest possible rate in most cases.
Guarantee: Lending Tree does not, of course, offer a guarantee as such. What they do offer is a guarantee that they can find the lowest possible rate or they will pay you $500. This is a limited time guarantee but it does cover all kinds of loans that are made by Lending Tree.
Value for money: There is no way to access the value of this product. If Lending Tree can help to secure a lower rate than would otherwise have been obtained by a borrower, then the loan will be of good value.
CJ
Tuesday, June 12, 2007
"Loan Calc"
Consumer: Financial software buyers
The purpose of Loan Calc is to help consumers determine what the payments will be for repaying loans and what interest is going to cost.
Pros: Have you ever applied for a loan or a mortgage and sat there with baited breath while the loan officer punched numbers in and mysteriously determined what your monthly payments will be? We’ve all been there. It will be much a much less stressful situation for you if you apply for a loan or mortgage already knowing what the monthly payment total will be and that you really can afford it.
The Loan Calc can do just that for you. According to the designers of Loan Calc, “Loan Calc is an easy-to-use tool intended to calculate loans and mortgages repayments in a very simple way. Loan Calc calculates repayments amount, monthly and total interest, total repayments and generates a full repayment list from a start date Furthermore Loan Calc allows you to save the repayment list to a text file or an Excel sheet.”
Cons: The information provided by Loan Calc actually can be found free on the Internet. But the software does make determining loan payments and interest costs easier.
Guarantee: There is a 30-day warranty that reads in part, “MAX Programming warrants for a period of thirty (30) days from your date of purchase. Any implied warranties on the Software are limited to 30 days. Some countries do not allow limitations on duration of an implied warranty, so the above limitation may not apply to you.” Additionally on the download page you can find this statement, “All Maxprog products are downloadable from this web site and are not only "try before buy" but also carry an unconditional money back guarantee if not satisfied within 30 days!
Value for money: The Loan Calc is a good value and does deliver what it says it will deliver.
RN
The purpose of Loan Calc is to help consumers determine what the payments will be for repaying loans and what interest is going to cost.
Pros: Have you ever applied for a loan or a mortgage and sat there with baited breath while the loan officer punched numbers in and mysteriously determined what your monthly payments will be? We’ve all been there. It will be much a much less stressful situation for you if you apply for a loan or mortgage already knowing what the monthly payment total will be and that you really can afford it.
The Loan Calc can do just that for you. According to the designers of Loan Calc, “Loan Calc is an easy-to-use tool intended to calculate loans and mortgages repayments in a very simple way. Loan Calc calculates repayments amount, monthly and total interest, total repayments and generates a full repayment list from a start date Furthermore Loan Calc allows you to save the repayment list to a text file or an Excel sheet.”
Cons: The information provided by Loan Calc actually can be found free on the Internet. But the software does make determining loan payments and interest costs easier.
Guarantee: There is a 30-day warranty that reads in part, “MAX Programming warrants for a period of thirty (30) days from your date of purchase. Any implied warranties on the Software are limited to 30 days. Some countries do not allow limitations on duration of an implied warranty, so the above limitation may not apply to you.” Additionally on the download page you can find this statement, “All Maxprog products are downloadable from this web site and are not only "try before buy" but also carry an unconditional money back guarantee if not satisfied within 30 days!
Value for money: The Loan Calc is a good value and does deliver what it says it will deliver.
RN
Thursday, June 07, 2007
Credit Repair Software form Your Credit Win.com
Consumer: Those who have credit problems
The purpose of the Credit Repair Software is to inform and instruct users on how to repair their own credit.
Pros: With the Credit Repair Software you can organize, track, analyze, and dispute your credit record. The software works with both online and offline monitoring. The Credit Repair Software can help you prevent identity theft as well as correct credit errors. You will be able to chart TRW, Equifax and Experian right from your own computer. The Credit Repair Software can even generate dispute letters for you. Not only that, but your whole family can use the software because it is not limited to only one user. There really isn’t anything like this three-step plan on the market today.
The Credit Repair Software is being offered at a very deep discount for only a short period of time. It is worth well more than the price that is being asked for it. You can try the limited version free of charge for 30 days before you decide to purchase it, and you will decide to purchase it when you see what it can do for you.
Cons: There are no apparent cons associated with the Your Credit Win software and with the 30-day free trial of the limited edition there really doesn’t seem to be any problems at all.
Guarantee: There is a 60-day guarantee of satisfaction offered as well as a 30-day free trial of the limited version.
Value for money: The Credit Repair Software by Your Credit Win.com is actually an excellent value.
CB
The purpose of the Credit Repair Software is to inform and instruct users on how to repair their own credit.
Pros: With the Credit Repair Software you can organize, track, analyze, and dispute your credit record. The software works with both online and offline monitoring. The Credit Repair Software can help you prevent identity theft as well as correct credit errors. You will be able to chart TRW, Equifax and Experian right from your own computer. The Credit Repair Software can even generate dispute letters for you. Not only that, but your whole family can use the software because it is not limited to only one user. There really isn’t anything like this three-step plan on the market today.
The Credit Repair Software is being offered at a very deep discount for only a short period of time. It is worth well more than the price that is being asked for it. You can try the limited version free of charge for 30 days before you decide to purchase it, and you will decide to purchase it when you see what it can do for you.
Cons: There are no apparent cons associated with the Your Credit Win software and with the 30-day free trial of the limited edition there really doesn’t seem to be any problems at all.
Guarantee: There is a 60-day guarantee of satisfaction offered as well as a 30-day free trial of the limited version.
Value for money: The Credit Repair Software by Your Credit Win.com is actually an excellent value.
CB
"All the Wealth You Want" from allthewealthyouwant.com
Consumer: Those who would like to retire wealthy.
The purpose of the All the Wealth You Want is to inform and instruct readers not only how to get out of debt but how to become wealthy as well.
Pros: According to Jim Donovan, the author of All the Wealth You Want, about 95% of people are dead broke when they retire and have to rely on friends and family to supplement the pitiful little Social Security benefits that they are supposed to be able to live on. It doesn’t have to be like that.
Mr. Donovan says, “I have no intention of being in that majority, scrimping and scratching, after working all my life. No way! I've spent years learning about money, most of it the hard way. I've learned how people make it, lose it and how and why some people have been able to build incredible fortunes. It all comes down to understanding a number of ideas and techniques.” Mr. Donovan shares these ideas and techniques in his All the Wealth You Want ebook.
Cons: There are not any discernible cons for the All the Wealth You Want program. It really does contain excellent information that many will find to be very useful. (There is possibly the world’s longest sales letter on the site.)
Guarantee: There is a 365-day money back guarantee of satisfaction.
Value for money: The All the Wealth You Want program is a very good value, and with the 12 added bonuses it becomes an excellent value.
The purpose of the All the Wealth You Want is to inform and instruct readers not only how to get out of debt but how to become wealthy as well.
Pros: According to Jim Donovan, the author of All the Wealth You Want, about 95% of people are dead broke when they retire and have to rely on friends and family to supplement the pitiful little Social Security benefits that they are supposed to be able to live on. It doesn’t have to be like that.
Mr. Donovan says, “I have no intention of being in that majority, scrimping and scratching, after working all my life. No way! I've spent years learning about money, most of it the hard way. I've learned how people make it, lose it and how and why some people have been able to build incredible fortunes. It all comes down to understanding a number of ideas and techniques.” Mr. Donovan shares these ideas and techniques in his All the Wealth You Want ebook.
Cons: There are not any discernible cons for the All the Wealth You Want program. It really does contain excellent information that many will find to be very useful. (There is possibly the world’s longest sales letter on the site.)
Guarantee: There is a 365-day money back guarantee of satisfaction.
Value for money: The All the Wealth You Want program is a very good value, and with the 12 added bonuses it becomes an excellent value.
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